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SUCCESS IN NOT AN ACCIDENT
It's the outcome of preparation, hard work, and perseverance
Our list of happy southern California homeowners continues to grow each and every day!
EXPERIENCE YOU CAN TRUST
Our team of professionals have decades of combined experience in the southern California market. Together we have helped thousands of homeowners stay in their properties and avoid foreclosure.
We know homeowners face a variety of options which can be both stressful and confusing. We also know choosing the wrong option can have life changing consequences. That's why we always begin with a free no cost, no obligation appointment to explain all your options in a transparent, easy to understand manner. We know an educated consumer will always choose us!
"Honesty is the best policy. If I lose mine honor, I lose myself."
-William Shakespear
CALIFORNIA'S FORECLOSURE TIMELINE
In California, lenders typically foreclose on deeds of trust or mortgages using a nonjudicial foreclosure process. The California foreclosure process can last up to 200 days or longer. Day 1 begins when a payment is missed , at which point you are technically behind on your loan. Your loan is officially in default once you are 90 days behind and your lender files a notice of default. After 180 days, you’ll receive a notice of trustee sale if you have failed to bring your account current. About 21 days later, your bank can auction the property at the courthouse.
Day 1 starts wehn you miss your first payment to your lender.
Your lender files a Notice of Default with the court.
Once you’ve received a Notice of Default, you have 3 months in which to attempt to get your loan current.
Your home will be auctioned at the courthouse to the highest bidder.
CALIFORNIA'S FORECLOSURE TIMELINE
In California, lenders typically foreclose on deeds of trust or mortgages using a nonjudicial foreclosure process. The California foreclosure process can last up to 200 days or longer. Day 1 begins when a payment is missed, at which point you are technically behind on your loan. Your loan is officially in default once you are 90 days behind and your lender files a notice of default. After 180 days, you’ll receive a notice of trustee sale if you have failed to bring your account current. About 21 days later, your bank can auction the property at the courthouse.
Your lender files a Notice of Default with the court announcing how much you are behind.
Your home will be auctioned at the courthouse to the highest bidder.
Day 1 starts when you miss your first payment to your lender.
Once you’ve received a Notice of Default, you have 3 months in which to attempt to bring the entire past due amount current.