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About Accubanc Mortgage

National City Mortgage acquired the retail, wholesale and telemarketing production units of Dallas-based AccuBanc Mortgage Corp. for an undisclosed sum in 1999. Prior to acquisition, AccuBanc originated mortgage loans via 100 retail and 15 wholesale offices in 27 states.  Originations exceeded $12.5 billion in mortgages in 1998. 

In October 24, 2008, following National City's untenable loan losses during the subprime mortgage crisis, National City was acquired by PNC Financial Services.


Foreclosure Prevention Options


Accubanc (PNC) will generally consider you for an assistance program if one of the following has effected your ability to pay your mortgage:

- Are you unemployed?

- Have you had a reduction in your income?

- Does illness or injury prevent you from making your loan payments?

- Has divorce affected your ability to make loan payments?

- Has any other unexpected life event affected your ability to make your loan payment?

The most common options are listed below:

Loan Modifications

If you can no longer afford to make monthly loan payments, you may qualify for a loan modification to make them more affordable.  To qualify your loan payment ratio (including taxes, insurance, and home owners association dues) based on gross income, must meet program guidelines.  If you previously defaulted on a payment during your Trial Payment Plan or Modification you may still qualify

Liquidation Foreclosure Alternatives (LFA)

The Liquidation foreclosure Alternative includes additional foreclosure avoidance options, such as Short Sale and Deed-in-Lieu of Foreclosure.  To be considered for LFA, you must be considered for other loan modifications or retention programs that are offered. You may have the opportunity to be considered for LFA if you lack other options and request a short sale or deed-in-lieu.

Other Alternatives

A variety of alternative assistance programs may also be available depending upon your circumstances. 

Keep Your Keys

Keep Your Keys is highly experienced in helping homeowners stop foreclosure.   We have a thorough understanding of the products Accubanc (PNC) offers as well as their internal processes to get them approved and completed.  With our 5 star reviews and exceptional customer service you would be hard pressed to find a better partner.   Leave your checkbook at home and contact us today for a no cost, no obligation, appointment to get started. 

Additional Questions?

Visit our Frequently Asked Questions page for common questions.   Or setup an no cost, no obligation appointment with one of our licensed Consultants for customized answers for your scenario.

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