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About Chase

JPMorgan Chase & Co. is an American multinational investment bank and financial services company headquartered in New York City. JPMorgan Chase is the largest bank in the United States, and is ranked by S&P Global as the sixth largest bank in the world by total assets as of 2018, to the amount of $2.535 trillion. It is the world's most valuable bank by market capitalization.


As a "Bulge Bracket" bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand, historically known as Morgan, is used by the investment banking, asset management, private banking, private wealth management, and treasury & securities services divisions. Fiduciary activity within private banking and private wealth management is done under the aegis of JPMorgan Chase Bank, N.A.—the actual trustee. 

Foreclosure Prevention Options

Chase is committed to helping customers by offering a variety of options that best fit your situation.

Repayment Plan

You catch up on payments by paying the regular monthly payments plus an extra amount each month.  The loan has a new, higher monthly payment that includes a portion of the balance due for a set period of time.  An initial down payment may be required, and the monthly payments will be higher than normal.

Forbearance Plan

You either won’t have to make payments or your payment will be reduced for a designated period of time.  They’ll reduce or suspend loan payments for a designated period of time.  A lump sum equal to the amount of the missed payments will be due at the end of the forbearance period. They will work to qualify you for other programs to bring the loan up to date. The loan will be considered past due until it is brought current.

Mortgage Modification

You can permanently change the terms of the loan to bring the account current. This may include a lower monthly payment or lower interest rate.  They will review your finances and work to change the terms of the loan based on your specific situation.  A trial payment period may be required. Not all modifications result in a lower payment.


The total amount due is paid in one lump sum by a specific date.  Funds must be available to make one lump sum payment. Fees incurred to date may be included in the reinstatement amount.

Short Sale

The home will be sold for less than the balance remaining on the mortgage.   You will work with an approved realtor to sell your home. They’ll agree upon a sales price and will apply the proceeds from the sale to the loan.


The home is transferred to us, and we terminate the loan.  In some cases, relocation assistance may be available to help you move out of the property.

Keep Your Keys

Keep Your Keys is highly experienced in helping homeowners stop foreclosure.    We have a thorough understanding of the products Chase offers as well as their internal processes to get them approved and completed.   With our 5 star reviews and exceptional customer service you would be hard pressed to find a better partner.   Leave your checkbook at home and contact us today for a no cost, no obligation, appointment to get started. 

Additional Questions?

Visit our Frequently Asked Questions page for common questions.   Or setup an no cost, no obligation appointment with one of our licensed Consultants for customized answers for your scenario.

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